It is important you track your income and expense to ensure you spend below your income to put your remaining income to work.

What should a monthly household budget include?

Include in your monthly household budget your total monthly income, fixed expenses, variable expenses, and your household saving.

Budget and Monthly Expense Spreadsheet

Use the Budget and Monthly Expense Spreadsheet to track your household income, expenses, savings, and investment.

Budget and Monthly Expense Spreadsheet - Expense to Income Ratio

Budget and Monthly Expense Excel Template allows you to live and pay credit card debts on one income and use the other to pay off your mortgage and invest.

Access it for free below. No email is required.

Just download a copy and start tracking your income and expense.