If you have never checked your Social Security account before, you could access it via www.ssa.gov.

Signup and access all your annual incomes for all your working years. Total them all.

How much have you earned since you have started to work? How much of your earnings have put to work during all these years?

What is your net worth?

If you are still leaving from paycheck to paycheck, you could improve your financial state by controlling your expenses while you figure out ways to increase your income.

Please find below our Monthly Budget Spreadsheet you could download and start recording your income and expenses.

 

 

Monthly Budget And Irregular Expenses Spreadsheet

Monthly Budget-Free Download